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Personal Checking

Franklin State Bank has a checking solution that is perfect for you.

Freedom

Minimum to open: $100

Balance requirement: N/A

Maintenance fee: $0

Interest: No

Convenience

Minimum to open: $100

Bal req: $800 / $300 / <$300

Maint fee: $0 / $3 / $5

Interest: No

Premier

Minimum to open: $100

Bal req: $800 / $300 / <$300

Maint fee: $0 / $6 / $8

Interest: No

Elite

Minimum to open: $1,500

Bal req: $1500 / <$1,500

Maint fee: $0 / $9

Interest: Yes

Investment

Minimum to open: $2,500

Bal req: $2,500 / <$2,500

Maint fee: $0 / $9

Interest: Yes

Treasury Index

Minimum to open: $5,000

Bal req: $5,000 / <$5,000

Maint fee: $0 / $9

Interest: Yes

 

Fees associated with all accounts

Balance requirements listed above correlate with the monthly maintenance fees directly below them

$30 per overdraft charge

$3 per day daily overdraft fee after the 8th calendar day overdrawn

$10 per hour for statement/item research

$10 fee per stop payment

$20 fee per incoming or outgoing wire transfer

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