Personal Checking with FSB

What to Do if Your Debit Card Is Lost or Stolen

Losing your debit card can be stressful—but acting fast is the best way to protect your money and identity. At Franklin State Bank, we make it easy to report a lost or stolen card, block unauthorized use, and request a replacement. Whether it happens during business hours or over the weekend, we’re here to help.

How to Report a Lost or Stolen Card

Call Us Immediately

During Business Hours: (Monday–Friday, 8:30 AM – 4:00 PM)

Call your local Franklin State Bank branch directly:


📞 Main Office: (318) 435-3711

After Hours or Weekends

Call our 24/7 card services line to report your card missing and freeze activity immediately:


📞 24/7 Debit Card Support: 1-800-500-1044

Happy couple approved for a personal loan from Franklin State Bank in Winnsboro, LA

What Happens After You Report It

Once we receive your report, we’ll take the following steps:

  • Deactivate your card immediately to prevent unauthorized transactions

  • Review your recent account activity with you to check for fraud

  • Issue a replacement debit card, which can be mailed to your address or picked up at your local branch

If fraudulent activity is found, we will begin a fraud investigation and guide you through the process of resolving unauthorized transactions.

Card Suite Lite - protect your money

Manage Your Debit Card with the Card Suite Lite app

Franklin State Bank now uses Card Suite Lite — a powerful new mobile app that replaces the previous SecurLOCK Equip system. This app allows you to take control of your debit card security anytime, anywhere.

Already using SecurLOCK Equip?

Good news — you’ve already been migrated! Simply:

  • Go to your device’s app store.

  • Search for and download Card Suite Lite.

  • Log in using your existing SecurLOCK credentials.

Your FSB debit card will automatically appear in the new app.

New to Card Suite Lite?

Download the app and follow a simple registration process to:

  • Add your Franklin State Bank debit card.

  • Begin monitoring and managing your account right away.

With Card Suite Lite, you can:

  • Instantly lock or unlock your card

  • Set transaction alerts and spending limits

  • Track purchases in real time

  • Add extra protection against fraud

How to Replace Your Debit Card

🏦 In-Branch Pickup:

Prefer to get your new card sooner? Visit Franklin State Bank's main branch location at 802 Prairie Street and we’ll print your card.

Happy couple approved for a personal loan from Franklin State Bank in Winnsboro, LA

Questions? We're Here to Help

If you’re not sure whether your card was stolen, or you have questions about a transaction, contact us.