Personal Loans That Fit Your Life
At Franklin State Bank, we know that life doesn't always follow a script. Whether you're preparing for a major milestone or managing an unexpected expense, our personal loans offer the flexibility and support you need. With a focus on fast decisions, competitive rates, and personalized service, we help the community access the financing they need with confidence.
Auto Loans with Local Support
When it’s time to buy a vehicle, Franklin State Bank makes the process easy and affordable. Our auto loans are designed for both new and used car purchases and feature competitive interest rates and flexible repayment terms. From start to finish, you’ll work with someone from your community who understands your needs. Because we make all decisions locally, we’re able to approve applications quickly and keep the process moving. Whether you're buying from a dealership or a private seller, we're ready to help you finance your next car, truck, or SUV with a loan that works for your budget.
Personal Loans for Everyday Expenses
Our unsecured personal loans are a practical solution for covering a variety of expenses. Many of our customers use personal loans to pay for medical bills, travel, home improvement projects, or other unplanned costs. With fixed monthly payments and terms designed to fit your financial goals, a personal loan from Franklin State Bank provides stability when you need it most. Our in-house approval process means you won’t wait long to get an answer, and you’ll always work with someone who has your best interest in mind.
Real Estate Loans
We offer real estate loans with competitive terms designed to fit your needs—whether you're purchasing, refinancing, or building a home. Our flexible financing options also extend to recreational land, making it easier for you to invest in your ideal getaway or outdoor space.
A Local Bank That Lends Personally
Franklin State Bank has been a trusted financial partner in Winnsboro and Franklin Parish since 1908. We believe banking should be personal, and that includes lending. Our loan officers live and work in the same communities as our customers, which allows us to provide advice and guidance you can trust. From your first inquiry to the final payment, we’re here to make the process smooth, honest, and responsive. We don’t use call centers or cookie-cutter decisions — we sit down with you and help you find the loan that’s right for your situation.
Get Started with Franklin State Bank
For over a century, we’ve helped customers across Louisiana save with confidence.
Stop by your nearest branch or give us a call at (318) 435-3711 to learn more about our current rates and terms.
