Personal Banking in Winnsboro, Louisiana
Welcome to Franklin State Bank — your hometown partner for personal banking since 1908. Whether you’re managing everyday expenses, saving for the future, or just getting started, we offer a full range of personal banking services designed to fit your lifestyle and your goals. As a locally owned bank serving Winnsboro and Franklin Parish, we combine modern technology with friendly, personal service you can count on.
Our Personal Banking Services
We offer secure, flexible banking solutions that meet your everyday needs.
Checking accounts
Choose from a variety of checking accounts designed for simplicity, convenience, and value. Whether you're opening your first account or looking for added features, we have options to match your financial goals.
Features Include:
- No or low monthly fees
- Free online and mobile banking
- Debit cards with fraud protection
- Overdraft protection options
Savings accounts
Start building your future with a savings account that works for you. Whether you're saving for emergencies, a big purchase, or just a rainy day, we offer accounts that make it easy to grow your money.
Features Include:
- Competitive interest rates
- No minimum balance options
- Automatic transfers from checking
- FDIC insured
Certificate of Deposits
Grow your savings with guaranteed returns through our Certificates of Deposit. Choose from a variety of terms to meet your financial timeline.
- Fixed interest rates
- Flexible terms
- Ask about our special rates
Personal Loans
Get the financing you need with flexible personal loan options from Franklin State Bank. Whether you're planning a major purchase, consolidating debt, or covering unexpected expenses, we offer competitive rates and personalized loan solutions to fit your budget.
- Fixed or variable interest rates
- Local decision-making and fast approvals
- Flexible repayment terms
- Friendly, one-on-one loan guidance
Open Your Personal Bank Account Today
Ready to start banking with people who know your name? Visit our branch in Winnsboro, LA, to open your personal bank account today.
REQUIREMENTS:
Manage Your Money on the Go with Our Mobile Banking App
Stay connected to your finances anytime, anywhere with the Franklin State Bank mobile banking app. Whether you're checking your balance, depositing checks, transferring funds, or paying bills, our secure and user-friendly app puts the power of the bank right in your pocket. Available for both iOS and Android devices, it's the easiest way to bank locally—without ever stepping inside a branch. Download the app today and experience the convenience of 24/7 mobile banking.
