Personal Checking with FSB

Secure Your Savings with a Fixed-Rate CD

At Franklin State Bank, we offer Certificates of Deposit (CDs) designed for customers who want guaranteed returns and a safe way to grow their money. With fixed interest rates and flexible term options, our CDs are a smart choice for individuals to plan ahead with confidence.

Choose the CD That Fits Your Needs

Standard Certificate of Deposit

Minimum opening deposit: $1,000

Fixed interest rate — ask us for today’s competitive rate

Terms available from a few months to several years

Choose how and when you receive interest payments

Money manager certificate of deposit

Minimum opening deposit: $10,000

Great for high-balance savers seeking secure, high-yield returns

Same benefits as standard CDs — with preferred interest rates

Protecting Your Investment

CDs at Franklin State Bank are FDIC insured, giving you the assurance that your money is safe. While these accounts are designed to be held until maturity, early withdrawals may result in a penalty. We encourage customers to speak with a representative about how different term lengths and interest payment schedules can align with your goals.

Frequently asked questions

Get Started with Franklin State Bank

For over a century, we’ve helped customers across Louisiana save with confidence. Whether you’re building a secure future or diversifying your savings strategy, our CD products are backed by local service, strong values, and a deep commitment to our community.

Stop by your nearest branch or give us a call at (318) 435-3711 to learn more about our current CD rates and terms.