Smart Business Lending Backed by Local Expertise

At Franklin State Bank, we help businesses throughout Winnsboro, Franklin Parish, and surrounding Louisiana communities grow and succeed through flexible financing. Whether you're managing daily operations, funding a new project, or investing in long-term growth, our team offers customized business loans to meet your specific goals—with quick approvals and personal service every step of the way.

Loan Options That Work for Your Business

We offer a variety of loan products designed to support local businesses, agricultural operations, and community-based organizations.

Our business loan options include:

Real Estate Loans – For purchasing, refinancing, or constructing commercial property

Revolving Lines of Credit – Ideal for managing seasonal or short-term working capital

Equipment Financing – Purchase or upgrade business-critical machinery and tools

Inventory Loans – Keep your shelves stocked and ready without draining cash flow

Accounts Receivable Financing – Improve liquidity while waiting on invoice payments

Community Development Loans – Tailored for churches, public institutions, and nonprofits

Agricultural Loans – Support for farmers, ranchers, and agribusiness across Louisiana

Why Borrow from Franklin State Bank?

With Franklin State Bank, you're not just getting a loan—you’re gaining a banking partner who understands your business and your community. We’ve been serving Franklin Parish since 1908 and continue to prioritize local relationships and long-term financial solutions.

What sets us apart:

Fast, local approval from experienced loan officers
Personalized loan structures to fit your cash flow and goals
Transparent terms with no hidden surprises
Knowledge of local markets and regional industries
Support for small businesses, farms, and nonprofits alike

Industries We Serve

Over the years, we’ve provided lending support to a diverse mix of industries across Franklin parish and surrounding areas. Our business loans have supported everything from agriculture and healthcare to retail stores, real estate developments, churches, nursing homes, service providers, and public infrastructure projects. Whether you're a startup or a legacy company, Franklin State Bank is committed to offering financing solutions that empower you to thrive.

Why Businesses Choose Franklin State Bank

Since 1908, Franklin State Bank has supported local businesses in Winnsboro, Franklin Parish, and beyond with dependable financial services and local decision-making. Our team understands the challenges of running a business and offers practical solutions that help your organization grow.

Start the Conversation Today

Your business is more than numbers — it’s your livelihood, your reputation, and your future. At Franklin State Bank, we take that seriously. If you’re ready to explore business loan options or want to speak with a lender about your next step, we’re here to help.

Call us today at (318) 435-3711, stop by your nearest branch, or contact us online to schedule a consultation. We look forward to becoming your trusted partner in business banking.