At Franklin State Bank, we’re more than just your local bank—we’re your business partner. Since 1908, we’ve helped small businesses, family farms, nonprofits, and commercial enterprises in Winnsboro and Franklin Parish grow and succeed. Whether you need a reliable checking account, a business loan, or tools to manage your cash flow, our local team is here to help.

Business Banking Solutions in Winnsboro, Louisiana

At Franklin State Bank, we’re more than just your local bank—we’re your business partner. Since 1908, we’ve helped small businesses, family farms, nonprofits, and commercial enterprises in Winnsboro and Franklin Parish grow and succeed. Whether you need a reliable checking account, a business loan, or tools to manage your cash flow, our local team is here to help.

Business Banking Services We Offer

We offer a full suite of business banking products to help you operate efficiently, plan for growth, and take control of your finances.

Business Checking Accounts Built for Your Success

Checking accounts

Choose from flexible business checking options tailored for startups, nonprofits, and high-volume businesses.

Features Include:

  • Low monthly fees with waiver options
  • Online banking and bill pay
  • eStatements and check imaging
  • Debit cards with spending controls
Certificate of Deposit icon representing safe, interest-earning savings at Franklin State Bank

Business CD

If your business has idle cash or long-term reserves, a Business Certificate of Deposit (CD) from Franklin State Bank is a smart, secure way to grow your money.

We offer:

  • Standard business CD
  • Money manager certificate of deposit
LOAN OPTIONS THAT WORK FOR YOUR BUSINESS

Lending Services

We offer a wide variety of personal and commercial loans tailored to your needs:

Loan options:

  • Auto loans
  • Operating loans
  • Livestock loans
  • Agricultural loans
  • AND MORE!

Why choose Franklin State Bank for Business Banking?

Local Lending Decisions

All loan approvals are made right here in Winnsboro, not by someone in another state.

Flexible Solutions

We understand the unique challenges of doing business in Franklin Parish.

Relationship Banking

We take the time to know your business, your team, and your goals.

Modern, Secure Technology

From online banking to mobile deposits, you’ll get the tools you need with the local support you trust.

Get Started with Business Banking Today

Whether you’re opening your first business account or need help with growth financing, Franklin State Bank is here to support you. Visit our branch in Winnsboro, LA, or reach out to speak with a dedicated business banker today.

Franklin state bank mobile banking app. Winnsboro, Louisiana

Manage Your Money on the Go with Our Mobile Banking App

Stay connected to your finances anytime, anywhere with the Franklin State Bank mobile banking app. Whether you're checking your balance, depositing checks, transferring funds, or paying bills, our secure and user-friendly app puts the power of the bank right in your pocket. Available for both iOS and Android devices, it's the easiest way to bank locally—without ever stepping inside a branch. Download the app today and experience the convenience of 24/7 mobile banking.