Personal Time Deposits

FSB CDs are a great way to earn money while limiting risk!

Customers must deposit $1,000.00 to open an account. A $10,000.00 deposit is required to open a Money Manager Certificate of Deposit.

This account is an interest-bearing account. The interest rate and annual percentage yield are available upon request. The interest computation method is the Daily Balance Method, which is determined by the application of a daily periodic rate to the full amount of principal in the account each day.  Interest will be credited to your account or paid to you monthly, quarterly, semiannually, annually, at maturity, or as agreed upon.  Certificates of Deposit with maturity of greater than one year require the distribution of interest at least annually.  The interest is not compounded.

Early termination penalties apply. Please contact us at (318) 435-3711 for more information.